Orchard card bank credit cards are a popular choice among people in the US due to higher approval rate even for those people with bad credit scores. HSBC (Hong Kong and Shanghai Banking Corporation) owns and offers Orchard Credit Cards among its credit card offers.

During the late 1800s there was growing trade among China, Europe and India. HSBC played a role in that trade. The bank is among the top ten in the US and one of the greatest in the world with a presence in 88 countries and 8000 offices. HSBC is well versed in international trade transactions for over a century.

Four Orchard card types are offered by HSBC with a number of credit card deals stemming from them. The best credit card available for those who need a general credit card for daily use is the Orchard Bank Classic Card. People with poor credit can also apply for this card to repair their credit reports. It also has a reminder online which will help you keep track of payment deadlines so you do not miss your payments.

Also popular with customers is the Orchard Bank Online Ecosmart Card. This is an excellent card for consumers that enjoy an ecofriendly environment. Save the environment by switching to their online statement option over paper statements. Rewards are also offered to you whenever you use the card. The rewards are green products friendly.

The third card on offer is the Orchard Bank Visa Card, which are primarily for people with bad credit and want to repair their reports to get higher marks. By receiving friendly reminders of your payment dates with your Orchard Credit Card accounts and following up with the timely payments you only set yourself up for improved credit ratings. Orchard Bank credit cards constantly update the credit bureaus when you make your payments on time which only leads to better credit scores.

For those who have the poorest credit ratings there’s no need to worry because Orchard Mastercard is like a second chance in life. You can check your account data at even 2 am in the morning. All you need is a completed application and a deposit.

The unique thing about Orchard Bank Credit Cards is that the best credit cards are suggested for customers once they provide the required information with separate terms and conditions for every individual. Once you choose the suggested any of Orchard credit cards after completing your application, you will be given the terms and conditions and if you agree to them then your application processing will begin.